Joel Hensel

I’m Joel Hensel, and I’ve been a State Farm Agent for 19 years. My journey with State Farm began back in 1991, when I started working in my brother’s office. Over the years, I’ve been involved in leadership, consulting, and auto adjusting, experiences that helped shape how I approach working with customers today. I’m licensed to market insurance in Washington, Idaho, and Oregon, and I take pride in helping individuals and families prepare for what matters most.

My team and I have a genuine passion for helping people understand insurance and how it can support their family over time. We spend time walking through options and helping customers put together personal coverage for things like auto insurance, home insurance, and life insurance, whether it’s protecting a vehicle, a home, or providing added financial support for loved ones. We also help customers review available discounts so they’re aware of opportunities that may apply to their situation. I grew up in South Carolina and attended the University of South Carolina, where I earned a Bachelor of Science degree in Business Management. In 2007, I moved to the Seattle area and put down roots here. Today, my office proudly serves Bothell, along with Woodinville, Redmond, Bellevue, and Bow, as well as customers in Post Falls and throughout Idaho and Oregon.

Outside the office, I enjoy landscaping, tackling DIY projects, spending time with family, and studying aviation. Those interests reflect how I like to approach life and work—hands‐on, thoughtful, and always learning. If you’re looking to talk through auto insurance, home insurance, life insurance, renters insurance, condo insurance, business insurance, or other coverage options, I’d welcome the opportunity to connect—give our office a call and speak with one of our awesome team members.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. In Bothell, you can count on Joel W for personalized service.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Joel W is here to help your Bothell household feel covered.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Looking for coverage? Talk with Joel W about your options in Bothell.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Joel W, your local State Farm agent in Bothell, WA, is here to help.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Joel W is proud to serve the Bothell community.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Bothell and the surrounding area, Joel W can help answer your questions.